Vehicle event insurance is a grey area. Event organisers need to coordinate their races to ensure participants’ safety. Team cars need to follow the peloton to provide assistance and repairs to their riders. Yet British Cycling’s group policy explicitly does not extend to team cars. Most standard motor insurance policies will exclude cover whilst participating in a race, competition or time trial of any kind.
Your first port of call should be to clarify your vehicle usage with your existing insurer. If they are not comfortable with it, you should seek a policy from an insurer who is best placed to extend comprehensive or third party only cover to your fleet in competitive environments.
Yellow Jersey can insure single vehicles or fleets for multiple drivers, across multiple events, within the UK and EU. Complete our form below and send it to firstname.lastname@example.org for a quote.
"After a systematic search of UK insurance options for our riders and team cars, Yellow Jersey were the one company that understood the insurance our needs, and gave us a package that properly covered the risks of running an international race programme. There are few insurers that can match this level of understanding in our sport."
Paul Quarterman - General Manager, Zappi Racing Team
What can your vehicle event insurance include?
- Comprehensive or third party only
- Single vehicle or multi-vehicle fleets
- Team cars and campervans
- Excess, key and windscreen protection
- Named driver or any-driver basis
- UK and EU cover
- Can include Social, Domestic & Pleasure use